Simple Deals Joins Klarna

Buy Now Pay Later appliances, electronics, furniture, mattresses, baby products, gifts and more with Klarna. It is the smoothest & safest way to get what you want today. Shop your favourite brands, unlock exclusive deals and organize your purchases with Klarna.

    Pay Later With Klarna

    Klarna is a payment service that allows you to purchase all your favourite things without paying upfront. You just need to pay for your purchases in four interest-free instalments charged every two weeks, or pay the entire amount within 30 days.



    What Is Klarna ?

    Klarna is a payment system that offers a "buy now, pay later" service. It allows you to purchase from major retailers without paying upfront.

    How do I pay with the Klarna payment option ?

    You can follow the steps:
    1.Select the Klarna option.
    2. Enter your debit or credit card information.
    To check your eligibility, Klarna will perform a soft search with a credit reference agency which will not affect your credit score.

    Does Klarna automatically take payment for my purchase ?

    Klarna installments allow you to spread the cost of your purchase over 3 equal payments, meaning greater purchasing power and less hassle. Each due payment will automatically be collected from the debit or credit card that you entered at checkout.

    Can I pay extra on Klarna ?

    When you make any purchase, you will receive an email from Klarna outlining your payment schedule and if you want to make your payment earlier, there are no extra fees for it. For early payment, you can simply log in to your app and select the purchase, and then click 'Payment options'.

    What is the limit on Klarna ?

    Unlike normal credit agreements, Klarna says there's no set credit limit, and “each purchase is subject to an individual availability assessment.

    What credit score does Klarna require ?

    Klarna doesn't set a minimum credit score. It's possible with Klarna to get credit with no prior history. If you choose Klarna as a payment option, the company may conduct a soft credit pull and that does not hurt your credit score.

    How long does Klarna give me to pay ?

    Klarna's allows you to receive your order up front and get up to 30 days to pay without any interest and fees. You'll also have the option to pay off the balance earlier or extend the due date to a later date for a fee if needed with Klarna.

    Why can't I pay with Klarna ?

    Different factors may be there if you are not able to pay with Klarna.
    1. Your contact details change.
    2. Your insufficient payment history, previous order history, or bureau credit information. 3. Your missed or delayed payments or reported financial difficulties can lead you to be blocked from using the Klarna payment option.

    Can I pay off Klarna early ?

    You may pay off your Klarna balance early, and you will only be charged for interest as long as you have a balance with them. The sooner you pay off your balance, the less interest you will pay.

    How much does Klarna charge me for late payment ?

    If payments get unpaid, you might be blocked from using the Klarna payment option in the future. If the minimum due payment is not made by the due date each month, you can be charged up to $35.00 per missed month and the amount of your late fee will not exceed your minimum due payment.

    What happens if I don't pay Klarna in time ?

    If you do not pay Klarna on time by the due date, you shall no longer be able to access it for future purchases. For purchases where payments are frequently missed, Klarna may use debt collection agencies to recover your outstanding balance.

    How do I know if I am eligible for Klarna ?

    For using the Klarna payment option, you must be aged 18 or over to make a purchase. When choosing the Buy now, pay in 3 installments option your eligibility is determined through an affordability assessment and 'soft credit check' so that they can check you can meet your repayment obligations or not.

    How does Klarna check my eligibility ?

    If you're interested in using Klarna, a full credit check might be performed during which Klarna will contact the credit bureaus. This will show up as an inquiry on your credit report.

    Does Klarna charge a fee ?

    Klarna charges merchants a $0.30 fixed fee as well as variable fees up to 5.99%. Klarna Financing allows its customers to spread the cost by paying monthly. Customers will complete a minimum of 3 payments while the payment period can last up to 36 months.

    How can I extend my Klarna payment ?

    You can extend the due date of your invoice for up to 10 days in the Klarna consumer app. Merchants can contact Merchant Support to extend their due date for an order which will be delayed.

    For more questions, you can contact us at