SIMPLE DEALS JOINS ZIPPAY
Shop online for appliances, electronics, furniture, mattresses, baby products, gifts and more with Zippay!
Can't afford the entire payment in advance? Don't worry. You can now purchase all your favorite electronics on Zippay such as:
- Zippay Furniture
- Fridge Zippay
- Washing Machine Zippay
- Zippay TV
- Trampoline Zippay
- Zippay Beds
- Zippay Computers
- Outdoor Furniture Zippay
- Bed Frames Zippay
- Lawn Mower Zippay
- Dishwasher Zippay
- Zippay Bedding
- Coffee Machine Zippay
- Computers Zippay
- Portable Air Conditioner Zippay
- King Bed Zippay
- Queen Bed Zippay
- Dining Table Zippay
- Double Bed Zippay
- Furniture on Zippay
- Zippay Mattress
PAY OVER TIME WITH ZIPPAY
Here at Simple Deals, we leverage LayBuy as one of our payment methods to make it easier for you to pay by spreading the cost of the purchase. Zip Pay lets you make purchases now and pay later, without the need for your credit card. Once you sign up and get approval, you'll have a line of credit up to 1,000 dollars and an online shopping account. Using your account and credit limit, you can make online purchases which you then pay back in regular installments.
FREQUENTLY ASKED QUESTIONSWhat is Zippay ?
Zip Pay is a simple interest-free payment option provided by Zip Co and accepted by thousands of shops and online vendors across Australia. Zip Pay lets you make purchases now and pay later, without the need of your credit cards.How Does Zippay Work ?
Zip Pay lets you make purchases now and pay later, without the need for a credit card. Once you sign up and get approved, you'll have a credit limit of up to $1,000 and a shopping account. Using your account and credit limit, you can make purchases for which you then pay back in regular instalments.How long do you have to pay back ZipPay ?
Up to 60 days to pay with no extra charges. You have until the end of the month to pay off your balance for the account to remain free from any extra charges.Does ZipPay affect your credit score ?
ZipPay and Afterpay are payment options that allow you to “buy now and pay later without interest”, which is similar to a lay-by. These aren't loans or credit cards, but these can affect your credit score and your chances of getting a home loan if you don't meet repayments at regular intervals.Can you do a split payment with ZipPay ?
What if my account line of credit does not cover the cost of the purchase? You will be prompted to make a co-payment before completing your purchase. The co-payment can be made using either a debit or credit card at the time of purchase. In-stores, you can do split payments.Can you pay with ZipPay in store ?
In-store. At any participating Zip Pay merchant, sign in to your online Zip Pay account and select Zip Pay as the payment option during checkout.How do you get approved for ZipPay?
You will approve for Zippay 1. Be a minimum of 18 years old. 2. Be a citizen of Australia or Permanent Resident. 3. Be employed in some capacity (Certain pensions may also be accepted - please contact us for further information) 4. Earn more than $300 per week. 5. Have a good credit history. 6. Have your own valid and verifiable email address and mobile number.Can I increase my Zip Pay credit limit ?
Head to 'Account Limit Increase' in the top menu option in your wallet to find out if you are eligible to apply for a limit increase. We are unfortunately not able to process your requests for a limit increase via phone or email so please refer to your wallet/app for further directions.How do ZipPay repayments work ?
Zip Pay lets you make purchases now and pay later, without the need for your credit card. Once you sign up and get approved, you'll have a credit limit of up to $1,000 and a shopping account. Using your account and credit limit, you can make purchases which you then pay back in regular instalments.Can you make extra payments on zipPay ?
You can also set your own payment amount, as long as you cover the monthly minimum of $40 (or less if the amount you owe is under $40). If you don't owe anything, of course, the scheduled installments won't run. Important: You can make additional payments at any time, and there are no early repayment fines at all.Can I pay off my ZipPay balance early ?
Can I pay off my payment early? Yes, simply login to your ZipPay account and select 'Make an additional payment' option. This is a similar process as a normal additional repayment.Do you need money in your account for ZipPay ?
Although this isn't a fee, Zip Pay does require a $40 minimum monthly payment to be made towards your balance every month.Is Zip pay option good ?
ZipPay gives customers a credit limit of up to 1,000 dollars. Unlike AfterPay, ZipPay allows its customers much more time to pay back what they've borrowed. They must also pay back at least 40 dollars each month. ZipPay is a good payment option for those customers who will need more time to gather up the money for their purchases.Is the ZipPay option safe to use ?
: ZipPay. ZipPay, like AfterPay, is free of risk options for merchants. Customers make their transactions, you receive your money and pay the agreed-upon price, and the customers deal with the ZipPay method from thereon out.