Yes, it is easier than ever to shop for all your beauty essentials, using Laybuy and Afterpay for makeup mirrors. This allows you to comfortably pay off your new purchases in installments while being able to use them right away.

You can easily do this:

You can shop and spend more than your limit if you have a sufficient balance on your debit or credit card to complete the purchase. However, if you exceed your limit this will change the way how you will be required to make payments to us as the excess must be paid at the time of your first installment.

Laybuy offers a minimum credit limit of $120 and a maximum limit of $1,200. Laybuy reviews its customer's credit limits regularly every two to three months and emails customers directly if they're eligible for an increase.

Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score, Laybuy will assign $120. As you spend more with Laybuy and consistently pay off your payments, Laybuy will increase your available limit.

If you fail to pay within 24 hours of the due date, we will charge you a default fee of $10.00. If you do not rectify your default by making the missed payment within the next seven days, we will charge a further default fee of $10.

Unlike some traditional credit providers, Laybuy makes it easy to pay and doesn't want customers defaulting on payments. It's important to know that missing payments can also negatively affect your credit score which can impact your short and long-term life goals.

If you wish to frequently make large purchases, Afterpay may be your best bet, but if you have trouble with your spending habits then the imposed and personalized limit from Laybuy may be the better option.