Shop For Kitchen Furniture And Dining Table Afterpay | ZipPay | LayBuy

The maximum outstanding limit is $2,000, which is reserved only for customers who have previously demonstrated strong repayment capability behavior over time with Afterpay.

First-time Afterpay shoppers will only have 1 order approved in the first 24hrs. If you are a first-time Afterpay user and trying to use services multiple times you will be declined. This helps us to keep our service FREE to use for all of our shoppers.

Afterpay sets sensible initial spending limits that increase gradually over time. When shoppers use Afterpay there is no interest or extra charges as long as they pay on time.

For this you should know fees for using Afterpay. If you miss a payment, or don't have enough money in your account for a direct debit, then you'll be charged a $10 missed payment fee. If a week goes by and you still have an outstanding balance, you'll be charged another $7 fee.

You can pay off all of your installments early one after the other, but each payment must be one installment at a time. Over time our system will get to know your capability to repay and paying on time or early will help increase your spending credit limits.

Afterpay accepts payments from debit and credit cards from Mastercard and Visa which have been issued in your country of residence. When you have an installment due, we will notify you beforehand so that way you can make sure that there is enough in your account for that installment. We do the rest.

Your limit depends on whether you have linked your Afterpay account to a debit card or credit card. If you linked your account to a debit card, then you can't have more than $500 outstanding or your next purchase won't go through.

Afterpay automatically deducts installments from your account on the date they're due. To avoid late payment charges, you need to make sure that you are prepared, and the funds are available from time to time. It might be a good idea to set reminders for yourself in advance, so you can check your account balance and top it up if necessary.