Of course, you can buy a queen or any size bed with Afterpay. The only thing you have to be concerned about is how much you can pay with Afterpay. The Afterpay limit for purchasing a mattress is up to $2,000 and just needs to be above $99.

If you miss a payment, your Afterpay account will be frozen, and you can no longer take advantage of the service. Though late fees are limited, you could also end up with some unexpected charges.

Select 'refresh barcode' option in the middle of the barcode screen. This can be used once at the register and will then need to be refreshed.

No, it's not possible to withdraw the balance of your Zip account as a cash advance. You can reuse your Zip account online and in stores, anywhere you see Zip at checkout.

Zip Money and Zip Pay are two separate products with a couple of key differences, but customers with any of the 2 accounts can now shop at all Zip merchants.

If your application was unsuccessful, you may be eligible to reapply after 6 months, provided your financial circumstances have changed significantly.

Customers have a zipPay account and can have one purchase or multiple purchases up to $1,000 limit. ZipPay is a touch more customer-friendly as the customer doesn't have to pay any advance initially.

You can have $80 "limit excess" and your payments for the next 5 weeks will be $24 per week.

If you miss a payment you will be notified immediately. A late payment fee of $10 may be charged in respect of each payment you fail to make on-time.

Unlike some traditional credit providers, Laybuy makes it easy to pay and doesn't want customers defaulting on payments. It's important to know that missing payments can also negatively affect your credit score which can impact your short and long-term life goals.

If your payment continues to not be paid, Afterpay will charge $7 and Laybuy $10. The main difference as stated earlier in the payment schedules, with Afterpay giving you 8 weeks (in fortnightly payments) to repay your purchase, where Laybuy gives you 6 weeks (in smaller weekly payments) to repay your purchase.

Follow the steps for layby purchase:
1. Proceed to checkout as normal and select the Laybuy option as a payment method.
2. Sign in or sign up to complete the order.
3. Choose payment day, view schedule, and select pay now option.
4. You're done. Your Payments will be taken each week automatically.

First-time shoppers with Afterpay will only have 1 order approved in the first 24hrs. If you are new to Afterpay and trying to use services multiple times then you will be declined.

To check your status or limit, log in to My AfterPay. You can then see all your details there such as the status of your invoice, how much you have left to pay. You can also make payments directly by choosing the 'payment card' option.

At the start, you will only be allowed to have 1 order approved in the first 24 hours and your spending limit will be tailored to your history with Afterpay.